Showing posts with the label Tips

5 best insurance tips for millennials

5 best insurance tips for millennials Adulting (verb) - acting like an adult or engaging in activities usually associated with adulthood, often responsible or boring tasks. If you’re a millennial, you know this definition all too well. You’ve reached the age where you may be taking out student loans, buying or renting a place to live, having kids and, ultimately, purchasing insurance. These major life events for millennials make it extremely important to have a financial security net. And that’s exactly what insurance is: a financial security net. So it’s troubling that a survey from Princeton Survey Research Associates International named millennials the most underinsured generation. There are many reasons why people of all generations avoid purchasing insurance. It‘s often seen as a big investment, but that doesn’t necessarily mean that it’s an expensive one. In fact, insurance probably costs less than you think. For instance, according to the National Association of Insurance Co...

Travel Insurance Tips

Travel Insurance Tips Travel insurance can minimize the considerable financial risks of traveling: accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel-company bankruptcies, emergency evacuation, and getting your body home if you die. Each traveler’s potential loss varies, depending on how much of your trip is prepaid, the refund ability of the air ticket you purchased, your state of health, the value of your luggage, where you’re traveling, the financial health of your tour company and airline, and what coverage you already have (through your medical insurance, homeowners or renters insurance, and/or credit card). Do I Need Travel Insurance? When considering an insurance plan, it’s good to know what it does and doesn’t cover. For some travelers, insurance is a good deal; for others, it’s not. What are the chances you’ll need it? How willing are you to take risks? How much is peace of mind worth to you? Take these considerations into account, ...

Car insurance for young drivers – the key facts Young drivers’ car insurance is likely to be very expensive and as a new driver it’s good to know about different coverage levels and what affects how much you pay. Here you can find out everything you need to know about new driver car insurance, how to get the best deal and reduce your premiums. Young driver insurance tips So you’ve passed your test, you’ve chosen a car, and now all you need is insurance! If you’re driving without car insurance then you’re breaking the law. You could have your vehicle confiscated, be issued a penalty fine, and have to pay to have your car released. What’s more, if you’re uninsured and have an accident, you’ll be liable for the cost of everyone else’s injuries, their damages, compensation and repairs, even if the accident wasn’t your fault. You will lose your licence and may lose your job because of this. So whilst your car insurance may seem expensive to begin with, it’s nothing com...

9 Essentials for Your Car Emergency Kit

9 Essentials for Your Car Emergency Kit Build your own emergency kit from 9 things you (probably) already have at home. Overcoming tough situations on the road is equal parts preparation and action. Build this DIY car emergency kit and keep it in your vehicle so you can worry less about the unexpected and be more ready to handle it. Best of all, you might have the following items around the house already. 1. First Aid Kit: Whether it's a bandage or a packet of pain relievers, a first-aid kit is a must-have in any road emergency kit. Pro Tip: If anyone in your family has specific medication needs, add them to your car's emergency first-aid kit. 2. Food & Water: It's always good to have some non-perishable food items, such as energy bars and bottled water, just in case. 3. Gloves: Whether you just need them for warmth when stranded on the side of the road, or use them for protection when changing a tire, gloves are an important multi-use item for your car emerg...

7 savings tips good car insurance agents suggest You may be in a hurry to compare car insurance quotes. And you should -- the difference in rates between car insurance companies may be far greater than any discount available. But once you've found a good carrier, the job hasn't stopped. Jerry Becerra, founder of Barbary Insurance Brokerage in San Francisco, says it's important to find an insurance agent who will ask you a lot of questions. If those questions go unasked, "sometimes the dots don't get connected" and discounts are overlooked, Becerra says. "The important thing is discounts often stack on top of each other," he says. If you get enough to add up, you could save up to 40 percent on your auto insurance premium, Becerra says. Here are seven savings tips a good agent should suggest. Take a driving course Your best guarantee of low rates is keeping your driving record clean, with no accidents or speeding tickets accumulated over the p...

Essential Summer Driving Tips

Essential Summer Driving Tips ENJOY SUMMER DRIVING IN THE UK WITH THESE SAFETY TIPS If you’re planning a staycation this year or intend on driving during the summer months, there are some simple things you can do to keep you and your vehicle safe. According to our survey, almost three-quarters of us (73%) are planning on travelling to a UK destination in 2018. London topped the list of UK tourist hot spots that Brits plan to visit, followed by the Lake District, Edinburgh and Cornwall. All of this means that many of us will be spending a lot of time driving so it makes sense to ensure you’re properly prepared in order to avoid problems associated with dry and hot weather. Before you set off Check your wipers and top up on windscreen washer fluid — debris and dirt on your windscreen are not just distracting in themselves but can also worsen the effect of any glare from the sun Keep a pair of sunglasses handy – these are essential for those really sunny days, but make sure...