Posts

Showing posts with the label Motoring

Essential Summer Driving Tips | Insurance Guides

Image
Essential Summer Driving Tips ENJOY SUMMER DRIVING IN THE UK WITH THESE SAFETY TIPS If you’re planning a staycation this year or intend on driving during the summer months, there are some simple things you can do to keep you and your vehicle safe. According to our survey, almost three-quarters of us (73%) are planning on travelling to a UK destination in 2018. London topped the list of UK tourist hot spots that Brits plan to visit, followed by the Lake District, Edinburgh and Cornwall. All of this means that many of us will be spending a lot of time driving so it makes sense to ensure you’re properly prepared in order to avoid problems associated with dry and hot weather. Before you set off Check your wipers and top up on windscreen washer fluid — debris and dirt on your windscreen are not just distracting in themselves but can also worsen the effect of any glare from the sun Keep a pair of sunglasses handy – these are essential for those really sunny days, but make su
Read more…

Popular posts from this blog

What should you know about MTPL insurance?

Image
What do I need to know about MTPL? Good drivers, if they know anything about MTPL, have never resorted to insurance companies. The main thing is that the policy is always in the glove compartment of the car. But what to do in case of a claim? MTPL is a mandatory civil liability insurance policy for vehicle owners. The peculiarity of MTPL is the compensation of losses and damages caused to another car, life and health of passengers. MTPL insurance rates are set by the state and it is forbidden to drive on the road without MTPL insurance. Universality and compulsory insurance The most important thing to know about the policy of MTPL insurance is that it regulates compensation for losses and damages that you, not the other party, caused to third parties - the vehicle, life and health of passengers who were in it. By insuring your third party liability, if you are at fault, you get rid of the burden of compensating for the damage caused. Losses caused by your actions to the other pa
Read more…

Aircraft Owner's Liability Insurance - Guides and manuals

Image
Air owner's liability insurance (including carrier's liability) Aircraft Owner's Liability Insurance (including Carrier's Liability) is a type of insurance under which the subject of the insurance contract are property interests not inconsistent with the law relating to compensation for damage caused by the Insured or another person whose civil liability is insured to life, health, working capacity, property of third parties, including owners of cargo and baggage (cargo), during operation of an aircraft and transportation or forwarding of cargo. This type of insurance provides for the Insurer's obligation to pay the insurance indemnity in accordance with the insurance policy for the payment (insurance premium, insurance payment, insurance premium) established by the insurance policy for the damage caused to life, health, working capacity and/or property of third parties by the person whose civil liability is insured as a result of an aviation event (aviation a
Read more…

Broad Form Personal Theft Insurance | Insurance Guides

Image
Broad Form Personal Theft Insurance Broad Form Personal Theft Insurance covers the theft or loss of personal assets. DEFINITION of Broad Form Personal Theft Insurance Broad frorm personal theft insurance covers the theft or loss of personal assets. It can be placed on all personal property, and is on an all-risk basis meaning no matter whether the loss is from vandalism, theft or loss, the same coverage will apply. A limited form of broad form insurance is more commonly known as personal theft insurance. BREAKING DOWN Broad Form Personal Theft Insurance There are limitations on the coverage of personal assets which are most often subject to theft such as jewelry, coins and securities, among others. Personal assets insurance is commonly included in homeowners and auto insurance, however, additional insurance may be purchased. How Personal Theft Insurance Works This type of coverage is standard on homeowners and renter policies. The limitations and exclusions built into standar
Read more…

Medical expenses insurance. Reference Books for the Insurance Industry

Image
Medical expenses insurance Medical expenses insurance is a type of insurance under which the subject of the insurance contract are property interests, not in conflict with the law, related to the life, health of the Insured or a third party (the Insured) designated by the Insured in the insurance contract with his consent, as well as medical and additional expenses directly related to the occurrence of the insured event during the Insured's or the Insured's trip(s). This type of insurance provides for the Insurer's obligation to pay indemnification in the amount of the insured sum or a part thereof in accordance with the terms and conditions of the Insurance Contract by reimbursing documented expenses incurred by the Insured or the insured person for medical and other assistance in connection with the insured event during the Insured's or the insured person's trip (journey) for the fee (insurance premium, insurance payment, insurance premium) established in the
Read more…

Guide to multi-car insurance policies

Image
Guide to multi-car insurance policies One of the easiest ways to save on car insurance is to insure more than one car on the same policy. When you get married, for example, you’ll save because married drivers tend to file fewer claims and thus get lower rates. A good driver discount requires a clean record. But a multi-car discount doesn’t require a lifelong commitment or scrupulous attention to speed-limit signs. Instead, it’s a reward for bringing your insurance company additional business. What are the requirements for a multi-car policy? Does the coverage need to be the same on each vehicle? Can I insure a car and a motorcycle on the same policy? What are the benefits of a multi-car policy? How big is a multi-car discount? Can I add other family members’ cars to my policy? What are the requirements for a multi-car policy? To obtain a multiple-car policy, you need to insure two or more passenger vehicles on the same auto insurance policy. It’s that simple
Read more…